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... observe their process, then transcribe their loan documents and add some extra content," he glanced at Mr. Fox beside him. "For instance, after a certain period, relinquishing the collateral while still being obliged to repay the full amount of debt and interest. This way, you can seemingly lower the interest rate on the surface."

This approach was just a variation of the long-established game banks played. If borrowers couldn't repay the debt in time after obtaining a bank loan, the ban ...

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Humanity’s immortal path has been severed. Absorbing spiritual energy directly was no longer an option.While humans despaired, ghosts thrived. With their connection to the other side, they grew stronger by the day, turning humans into nothing more than prey and livestock.But to every rule, there is an exception.“That’s why, my son, if you ever see the man with the straw hat… run as fast as you can.” — Mamma Ghost.“But Mommy… aren’t humans weak? Aren’t they just our food?” — Ghost Boy.Mamma Ghost sighed, looking at her fatherless son with pity.“Ah, child… your father thought the same.”Feng Fan never wanted this life. He never asked for this mission. But fate had other plans.Witness his journey as he ascends to immortality and restores humanity’s lost Dao.“In this universe, there is no ghost I can’t seal!”#tsundere #transmigration #r18 #no-harem #horror

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In his past life, the beta Su Liang dared to seduce Lu Zhizhao, the future of the Lu family, and eloped.

In the end, after burning down all his boats with no hesitation, Su Liang realized that he was nothing but a big joke.

Su Liang gave up everything, and died silently on the day after Lu Zhizhao’s marriage to someone else.

Reliving a life, the courageous fool of that year finally learned to accept his fate.

This time, Su Liang honestly accepted that he was an unfavoured and mediocre beta, feeling that this bland and undemanding life was quite good.

After all, the way of the salted fish is the best way.

But after just a few peaceful days, he was sent into the forbidden area, in the depths of the noble’s compound.

Lu Taipan – who used to be a big boss, is now a big boss, who will always be the kind of sinister and ruthless big boss who would make everyone tremble with fear when he comes out.

However, it was this top-level alpha who single-handedly supported the Lu Family, but suffered from pheromone disorder.

And, the place where he rested, was a forbidden place in the eyes of everyone.

No matter how many things Su Liang thought about, he didn’t expect Lu Taipan to embrace him in the frenzy of his pheromone disorder.

Then, he bit the back of his neck with a single bite.

“Your pheromones…. smells good.”

The devil-like man, like a beast, scented the pheromones on his body, and muttered greedily.

Su Liang was horrified to discover that Lu Taipan and him became more and more intimate. He, who was supposed to be a beta, somehow began to develop unusual pheromone glands.

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Moreover, he was an omega who matched perfectly with Lu Taipan.

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Even teaching the square dance aunt to twist her hips, she became the most sassy dance god.

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