Apocalyptic Reincarnation: Start with a 30-million Bonus - Chapter 4 - : Loan of 20000000

The consciousness of a Great Magus suddenly returned to his original body on earth, just before he transmigrated into the magic world.

Nothing has changed, it's still the same earth.

However, when he looked at earth once more as a former great magus, he discovered earth was not as simple as he knew it to be.

Hidden magus, legendary races such as vampires and werewolves, they do exist, ruling the world through the shadows.

Faced with a former great magus, who possessed as many spells as libraries, would the earth that had been ruled by a few people be able to remain calm?

The pessimistic and negative daughter of a concubine living in the ancient times thought – since life is so difficult, why should one invest serious effort in struggling to live?

The life of an ancient noble woman is often determined and controlled by her family. Moreover, one’s actions often implicate one’s entire family – thus, it is fairly common to see an unexpected calamity result in suffering borne by one’s whole family. Managing to live a good and successful life while retaining one’s dignity is simply too difficult to achieve.

Ah, living in the ancient times is simply too dangerous – we should all just sleep till we die.

They stole his future. Now, he’s rewriting reality.Ryan was at the top—champion of the world’s biggest VRMMO, but one wish changed everything.“I wish I could start over.”The Orb of Wishes granted it. Literally. Time snapped backward. The world unraveled. And Ryan woke up years in the past, holding his younger sisters close in a rotting apartment, broke and desperate.This time, he’s not starting from scratch.He remembers it all. Every hidden boss. Every bugged quest. Every game-breaking secret. While the world waits for the launch of Kingdom Forge, Ryan prepares to tear through it like a storm.But when he logs in, something glitches.His old character is locked. His class is reset. His power? Supposedly gone.Then the system flashes something strange:[Access Granted: Legacy Bank Synced][Warning: You were never meant to exist.]Ryan grins. He doesn’t need a strong class. He doesn’t need fair odds. He has what nobody else does—endgame knowledge in a beginner’s world, and an account holding gear, gold, and exploits that broke the game once before.He’s done being a pawn.This time, he’ll become the glitch the system can’t contain.

Lu Xiaoran has traveled to a fantasy world and received a system, but the useless system has not been activated for a long time. Lu Xiaoran, who had no choice, could only cultivate in a low-key manner and grow steadily. However, after Lu Xiaoran had become the strongest existence in the entire sect, the dog system suddenly activated.