Apocalyptic Reincarnation: Start with a 30-million Bonus - Chapter 4 - : Loan of 20000000

Back in 1998, an ordinary person who has been through, tired, cried, and fought, hopes to run down-to-earth and keep up with the trend of the times.

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Billions of light years away, on a planet where magic flows through every creature, two dominant species battle for supremacy, 'Humans and Ants'.In this world, Ants aren’t just insects, they are the most intelligent and powerful race who challenged humans, wielding magic and evolving in ways no one can predict.Reborn as an ant in this brutal, predator-filled realm, Kai refuses to accept a life of insignificance. With a sarcastic system, ultimate skills, bizarre evolution choices, and a talent for chaos, he sets out to defy fate.From dodging death against Dragon Men, Ape Men, Wolf Men and Termite Kings, etc to building his own army, Kai’s journey is one of relentless growth, cunning strategy, and outrageous battles.Survive! Evolve! Conquer! The world isn’t ready for the rise of the most overpowered ant in history.

Capital is power. The more you invest, the greater the power.

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In the morgue full of Uchiha corpses, he opened his eyes…

A mysterious voice rang in my ear…

He looked confused: “Saving the ninja world, what’s the matter with me, the remnants of Uchiha?”

- Description from novelbuddy